As you can see that this blog is primarily targeting at employees after 45 rather than self-employed to business owners. I guess, this is the majority of the group now but, it is fast shrinking for people above 45. The reason is obvious.
You need to make a choice. One is to fight on by improving yourself, stay relevant, stay young (behaviourally) and be more competitive (maybe slight ruthless). Another option is to execute plan B. Phase yourself towards self-employed or owning businesses.
Recently there are many people choose options like full-time stock trading, currency trading, real-estate agent, insurance or financial planning, franchisees and some small services outfits.
All those are viable businesses and are exceptionally good for middle-age people who wants to have more control over their time and paying more attention to the family's non-financial needs.
Ask yourself, what is your plan B?
If you are thinking of doing it after working hours, you can consider Internet based Home Business. Selling on eBay, Google Adsense etc may be a good start to make yourself acquinted with the new way of doing businesses in this New Era.
Survival Skill # 12: Execute Plan B
